Who We Are
Our website address is: https://www.personalfinanceology.com. Personal Financeology is a blog dedicated to simplifying personal finance topics such as budgeting, saving, investing in gold, stocks, and bonds.
Comments
When visitors leave comments on Personal Financeology, we collect the data shown in the comments form, along with the visitor’s IP address and browser user agent string to help detect and prevent spam.
An anonymized string (also called a hash) created from your email address may be shared with the Gravatar service to determine if you are using it. You can review Gravatar’s privacy policy here: https://automattic.com/privacy/. Once your comment is approved, your profile picture—if available—is publicly visible in the context of your comment.
Media
If you upload images to Personal Financeology, please avoid including embedded location data (EXIF GPS). Visitors to the site may be able to download and extract location data from those images.
Cookies
If you leave a comment, you may choose to save your name, email address, and website in cookies. This is for your convenience, so you don’t have to fill in your details again when you leave another comment. These cookies last for one year.
If you visit our login page, a temporary cookie will be set to check if your browser accepts cookies. It contains no personal data and is discarded when you close your browser.
When you log in, we set cookies to save your login information and display preferences. Login cookies last two days; screen option cookies last one year. If you select “Remember Me,” your login will persist for two weeks. Logging out will remove login cookies.
If you edit or publish an article, a cookie will be saved in your browser. This cookie contains no personal data and simply stores the post ID of the article you edited. It expires after one day.
Embedded Content from Other Websites
Articles on Personal Financeology may include embedded content (e.g. YouTube videos, charts, or social media posts). Embedded content behaves just as if you had visited the other website directly.
These external sites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with their content—especially if you are logged into their services.
Who We Share Your Data With
If you request a password reset, your IP address will be included in the reset email for security and verification purposes.
How Long We Retain Your Data
Comments and their metadata are retained indefinitely to help us recognize and approve follow-up comments automatically.
For registered users (if any), we store the personal information provided in their user profile. All users can view, edit, or delete their personal information at any time (except for their username). Website administrators can also access and modify that information.
What Rights You Have Over Your Data
If you have an account on Personal Financeology or have left comments, you can request an exported file of the personal data we hold about you. You may also request that we erase any personal data we hold. This does not include data we are required to retain for administrative, legal, or security purposes.
Where Your Data Is Sent
Visitor comments may be checked through an automated spam detection service to ensure a safe and high-quality discussion experience for all readers.